Welcome to disciple making:
This series on disciple making is Booklet 1 – Essentials, which is part of the program Transferable Cross Training
(TCT) developed by Dr. Karl Payne. The purpose of TCT is to help equip men and women to be effective disciple makers. The materials are
field tested with various proof verses that can be memorized, and each lesson is focused on transferability. It is our desire is for those
who accept the challenge of discipleship that, with or without a Bible and notes in hand, each individual who has taken the time to master
the concepts and principles in this series will have confidence to comfortably and biblically respond to common questions and comments
from friends or enemies of Christ. By God’s grace we can make a difference in eternity by being actively involved in the most important
job assignment entrusted to mankind. For more information about TCT or obtaining the booklet series, see
Please remember that the uniqueness of this discipleship series is its simple transferability. It is the expressed desire
of the author that students actually use these materials after completing each booklet, by sharing them with others in a manner consistent
with 2 Timothy 2:2.
Money. Sometimes we even cringe at the sound of the word being spoken in our churches...
"Oh no, they are going to pressure me for money. Why did I bring my friend to church this weekend? He is going to
think my church is just like the ones the media makes fun of who soak their members and use guilt to manipulate them in the process."
"If you give God 10%, He will multiply your financial investment 100%, because you just can't out-give God and He
has promised to bless your finances if you truly love Him."
"If you don't give, God won't bless you. If you are having financial shortfalls, it is because you have robbed God
in the past, and He is getting even."
But should we cringe? The Bible has more to say about money and our responsibility to be good stewards with our financial resources
than it does about either heaven or hell.
With so many individuals, institutions, charities, alumni groups and ministry organizations asking for financial support are there
biblical principles that can help a sincere Christian approach this topic biblically, thoughtfully and confidently? God loves a cheerful
giver, but all too often financial giving can appear to be motivated through emotional manipulation, obligation or guilt.
The following six principles on biblical stewardship should help a person think through this very important subject. The basic outline
for this lesson has been adapted from a sermon by Dr. David Jeremiah.
Biblical giving involves:
1. PRIOR CONSECRATION (2 Corinthians 8:5)
By giving your life and daily devotion to Christ before you consider giving your money to another, you avoid the trap
of fruitless attempts to buy God's favor.
2. PROPER MOTIVATION (2 Corinthians 8:3,
2 Corinthians 9:7)
Giving should be the purposed overflow of a cheerful heart from one's own accord, not the results of begrudged
obligation or insecurity.
5. PLANNED GIVING (1 Corinthians 16:1-2)
Paul instructed the Corinthians to plan their personal giving and set it aside on the first day of the week (Sunday).
By planning our giving we avoid the pressures of being emotionally manipulated.
6. PRIORITY DISTRIBUTION (Galatians 6:10)
There are so many out-stretched hands and impassioned pleas for help. Priority ought to be given first to the
household of faith before it goes to individuals and causes outside the faith. The biblical pattern, from the book of
Acts 2:42-47; 4:32-37 through Paul's
epistles, seems to be that the local church was the collection site for giving and the leadership was responsible for its distribution.
Although this principle does not eliminate planned giving to organizations and causes outside the local church, our
planned giving should not be at the expense of our local church. Private agendas and familiarity can represent twin challenges to biblical
stewardship. Both can steal the joy of cheerful giving if we allow them to do so.
Dr. Karl Payne, at heart, is an apologist who loves to train and equip Christians for spiritual service
and warfare (Eph.4:11-16). He enjoys preaching, writing and retreat / conference /
seminar speaking. He derives his greatest pleasure tackling the challenge of teaching Christian workers, interns and budding preachers /
teachers at both the Bible College and Seminary levels. In addition, he has co-authored two books: A just Defense and Cross
Training through Multnomah Press.